VendorFlow verifies licenses, insurance, background checks, and more — so your platform can promise “vetted contractors” and actually mean it. One API. Every verification signal. Ongoing monitoring.
First 10 contractor checks free. No commitment required.
curl -X POST https://app.vendorflow.com/api/partners/vendors \
-H "Authorization: Bearer vf_pk_your_key" \
-H "Content-Type: application/json" \
-d '{
"external_id": "SR-001",
"business_name": "Smith Renovations LLC",
"email": "contractor@example.com",
"license_number": "13VH12345678",
"license_state": "NJ"
}'Every platform hits the same wall when scaling their contractor network.
Manual
Your team spends hours per contractor checking licenses, calling insurers, reviewing documents
Fragmented
Licenses are state-by-state, insurance expires, backgrounds require separate vendors
Point-in-time
You check once at onboarding, then pray nothing changes between annual reviews
Expensive
A compliance coordinator costs $65K+/yr and can only handle ~200 contractors
Every contractor you add to a new market means a new set of state rules. It doesn't scale.
No other platform bundles all of these in a single integration.
Automated lookup across 50 state licensing boards
COI collection, AI-powered review, expiration tracking
Active coverage verification
FCRA-compliant screening via industry-leading partners
Federal inspection database monitoring
Public records search for mechanics' liens and judgments
EIN, registration status, address validation
Four steps from contractor data to compliance verdict.
POST contractor data to our API — or have them fill a magic-link form. No accounts needed.
VendorFlow automatically runs all checks. Most results in minutes, comprehensive reports within 24-48 hours.
Continuous monitoring alerts you instantly when a license expires, insurance lapses, or a violation appears.
Get a clear pass/flag/fail result via webhook with a detailed compliance report your team can act on.
No competitor covers license + insurance + background + OSHA + liens in one platform.
| Signal | Mesh | TrustLayer | Checkr | myCOI | VendorFlow |
|---|---|---|---|---|---|
| License | Partial | ||||
| Insurance/COI | Partial | ||||
| Background | |||||
| OSHA | Building | ||||
| Liens | Building | ||||
| Workers' Comp | Building | ||||
| Continuous Monitoring | Partial | Partial | |||
| API |
The only platform that bundles license + insurance + background + OSHA + liens in one API. Everyone else is a point solution.
Magic-link onboarding. No accounts, no passwords, no portal. Contractors click, fill one form, done.
Real-time monitoring catches lapses between annual reviews. Webhook alerts the moment something changes.
We handle the 50-state licensing chaos so you can expand to new markets without compliance headaches.
RESTful API with webhook callbacks, idempotent submissions, and comprehensive docs. Integrate in a day.
Replace a $65K/yr compliance coordinator + $15K/yr in point-solution software with one subscription.
Submit a contractor and get results via webhook. That's it.
Submit a contractor
{
"external_id": "SR-001",
"business_name": "Smith Renovations LLC",
"email": "john@smithreno.com",
"contact_name": "John Smith",
"license_number": "13VH12345678",
"license_state": "NJ",
"work_type": "residential_renovation"
}Receive results via webhook
{
"event": "vendor.approved",
"external_id": "SR-001",
"status": "approved",
"risk_grade": "B",
"risk_score": 72,
"license_status": "valid",
"compliance_summary": {
"total": 5, "passed": 5,
"failed": 0, "pending": 0
}
}Automate contractor qualification as you expand to new markets with different licensing rules.
e.g. Sweeten, Block, Realm, Curbio
Continuous compliance monitoring for your vendor network. Know when insurance lapses before your clients are exposed.
e.g. NetVendor, Plentific, VendorSmart
Contractor quality directly impacts loan performance. Verify your network to reduce default risk.
e.g. Hearth, RenoFi, GreenSky
Start with pay-per-check. Graduate to a subscription as your network grows.
No commitment
Up to 50 contractors
Up to 150 contractors
500+ contractors
All plans include API access, webhook notifications, and your first 10 checks free.
Annual billing saves 20%. No long-term contracts.
License and insurance verification results are typically available within minutes. Comprehensive reports including background checks are completed within 24-48 hours. You'll receive a webhook notification as soon as the vetting is complete.
No. Contractors can be submitted entirely via API with data you already have. If you need documents (COIs, W-9s), VendorFlow sends the contractor a magic link — no accounts, no passwords. They click, upload, done.
After initial vetting, VendorFlow continuously checks license status, insurance expiration, and compliance changes. When something changes — a license is suspended, insurance lapses, or a new violation appears — you get an immediate webhook notification.
We currently have automated verification for NJ and CA, with more states being added monthly. For states without automated lookup, VendorFlow flags the contractor for manual review and provides direct links to the state licensing board.
Enterprise plans include white-label API access. Your contractors and customers see your brand, not VendorFlow. We're the infrastructure layer — you're the experience layer.
If you submit the same external_id twice, the second request returns the existing vendor data (200) — no duplicate is created. This makes it safe to retry requests without worrying about creating duplicate records.
Webhooks include an X-VendorFlow-Signature header with an HMAC-SHA256 signature. Verify by computing HMAC-SHA256(timestamp.payload, webhook_secret) and comparing with the header value. We provide verification code snippets in Node.js and Python.
See the API in action with real contractor data. No credit card, no commitment.
Early Access
We're onboarding our first wave of platform integrations. Early partners get hands-on setup support, direct founder access, and locked-in pricing.
Become a Launch Partner